SBI Pay is the official UPI App from State Bank of India (SBI). The SBI UPI app enables users of SBI to make easy payments using Virtual Payment Address(VPA) Pay & collect.

Download SBI Pay – SBI’s UPI App

The SBI UPI app can be downloaded and installed from the Google App Store from here.
The users of the SBI Pay UPI app need to have SBI Online Banking enabled and need.

SBI Pay – UPI App Registration

Once the SBI Pay UPI app is downloaded and installed, the app can be launched by clicking on its app icon. Once the app is launched, it has to be registered before it can be used. To register the app, a registration message will be sent by the SBI App.

SBI Pay UPI App Registration - SBI UPI App
SBI Pay UPI App Registration message
Accept the message to send the message and register the App with SBI.

Virtual Payment Address (VPA) Registration

Create the Virtual Payment Address to complete the registration of the app. The VPA must be unique and must not be already in use by other users, If an VPA is not available, try another address.
VPA - Virtual Payment Address Registration on the SBI UPI Payment App - SBI UPI App
VPA – Virtual Payment Address Registration on the SBI UPI Payment App

The user must fill in the name, email address, security question-answer and choose the bank account. Click on the checkbox of terms and condition and finally Submit the form to complete the registration process.

Once logged in, the app opens as in the below screenshot.
SBI Pay UPI App - After logging in - SBI UPI App
SBI Pay UPI App – After logging in

Set MPIN to enable UPI Payments on SBI Pay App

SBI Pay UPI App - Account Management
SBI Pay UPI App – Account Management
  • To make a payment, users require a MPIN. MPIN can be created by verifying the SBI debit card details.
  • Go to the account management page, and select the desired account. Click on Set MPIN.
  • Give the last 6 digits of SBI debit card and its expiry date.
  • You would get an OTP to your registered mobile number. Enter this OTP into the given box.
  • Input your desired MPIN. With this, the MPIN is successfully created for the SBI Pay UPI app for making payments.

 Transfer Money with SBI Pay – UPI App

SBI Pay UPI App - Virtual Address - SBI UPI App
SBI Pay UPI App – Virtual Address
Transferring money from the bank account using the SBI Pay UPI app is easy.
  1. Open SBI Pay by entering 6 digit password that was set at the time of SBI pay registration.
  2. Select the ‘Pay’ option
  3. Select account from the drop-down list.
  4. Select the payee address type. It can be a VPA or bank account number. For bank account, one must have the bank account number and IFSC code
  5. Input the VPA of a payee. It should show the payee name automatically thereby verifying the VPA.
  6. Enter useful remarks and the payment amount and Click on ‘Pay’
  7. Enter the MPIN to authenticate the money transfer.

Collect Money with the SBI PAy – UPI App

  1. Login into the SBI UPI app
  2. Select ‘Collect’ option
  3. Enter the VPA of the person from whom you want to collect the payment. The app should automatically show the name. Enter the remarks and amount.
  4. You can also choose the expiry days or minutes if required.
  5. Select on ‘Initiate request’.
  6. You would get a confirmation of the collect request.

 More screenshots from SBI UPI App – SBI Pay

SBI UPI App SBI UPI App SBI UPI App

 

SBI UPI App – SBI Pay
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